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INDEX > ProduCT > contruction all risk ( CAR )
 
contruction all risk ( CAR )
Provides indemnity against financial losses due to physical damage from civil work being done or installed.
Object insured in CAR can be all types of work such as civil engineering: dam work, bridge work, docking,construction of building etc.
There are 2 types of conditions covered in CAR Insurance :
1. Section 1 (Material Damage) a work contract, CPEM, Materials etc.
2. Section 2 (TPL) TPL form of material damage & TPL bodily injury
Risks covered in CAR are fire, explosion, lightning, aircraft damage, flood, pool, rain, typhoon, landslide, earthquake, volcanic eruption, theft, carelessness, human error, etc.
Risks excluded are war, riot, intentional acts of damage, own retention, design error etc.
Additional risks can be covered by increasing premium to include riot, TPL due to vibration etc.
 
 
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